Should I settle my workers’ compensation claim if I have suffered a permanent disability?

If you settle your workers’ compensation claim, you can receive a lump sum payment instead of being paid disability benefit checks during your period of eligibility for such benefits. In many cases, it is advisable not to settle your workers’ compensation claim until you reach maximum medical improvement, or the point at which no further treatment is reasonably expected to improve your condition. This will allow your doctors to accurately determine your disability rating. In addition, in the New Jersey workers’ compensation system there are different types of workers’ compensation settlements, some of which may entitle you to continue receiving medical benefits for your work injury or occupational illness. But you should not settle a workers’ comp claim until you have first consulted with a New Jersey permanent disability lawyer about whether a settlement is best for your situation.

If I still cannot work after 450 weeks on permanent disability, can I still get benefits?

Possibly yes. If you have received the maximum 450 weeks of permanent total disability benefits, you may undergo an independent medical examination to confirm that you remain permanently, totally disabled from gainful employment. So long as you remain permanently, totally disabled, you may be entitled to continue receiving disability benefits from workers’ compensation.

New Jersey Permanent Disability Lawyer | Workers Comp Permanent Disability Attorneys Totowa, NJ

New Jersey Permanent Disability Lawyer

Workers Comp Permanent Disability Attorneys In Totowa, NJ Fight To Maximize Benefits And Compensation For Seriously Injured Workers In Passaic County, Hudson County, Essex County, Bergen County, And Throughout NJ

Serious work-related injuries or illnesses can lead to employees suffering permanent disabilities and impairments, even after all treatment and rehabilitation options have been exhausted. If a worker has a permanent physical impairment or is permanently disabled from gainful employment, the workers’ compensation system in New Jersey provides financial benefits to help make up for the loss of earning power. A New Jersey permanent disability lawyer from Camili & Capo, PA can fight on your behalf to make sure you receive maximum compensation for permanent disabilities caused by an on-the-job injury or illness.

When your financial future is on the line, do not settle for just any law firm. You deserve a workers’ compensation attorney with the legal knowledge and experience necessary to fight as hard and as long as necessary to get you the compensation and benefits you deserve. We understand how confusing and stressful the legal process can be. Our firm will take the time to explain your legal rights and ensure you know what to expect at each stage of your case, so that you are empowered to make the best decisions for you.

If you have sustained a permanent disability due to a work injury or occupational disease, turn to a permanent disability attorney in Passaic County, NJ for help in maximizing your financial recovery in a workers’ compensation claim. Reach out to Camili & Capo, PA for a free initial case review to go over your legal rights to workers’ comp benefits for a permanent disability or impairment.

Get Free Advice From An Experienced New Jersey Trial Lawyer. All You Have To Do Is Call (973) 834-8457 or Fill Out Our Free Case Evaluation Form.

Permanent Disability Benefits Available From Workers’ Compensation

The New Jersey workers’ compensation provides two types of permanent disability benefits:

Permanent partial disability benefits: You may be entitled to permanent partial disability benefits if you suffer a permanent impairment or loss of function after reaching maximum medical improvement but can still do some amount of work. The amount you receive for permanent partial disability benefits and the number of weeks that you receive benefit payments depends on the body part or parts affected and the percentage of disability suffered. The New Jersey Division of Workers’ Compensation publishes a schedule that lists what benefits may be awarded for a permanent partial disability.
Permanent total disability benefits: If you have reached maximum medical improvement for your work injury or occupational illness and have been out of work for at least 12 months or are expected to be out of work indefinitely, you can continue to receive the same wage replacement available under temporary total disability benefits. These benefits pay you 70 percent of your pre-disability average weekly wage. You can receive permanent total disability benefits for up to 450 weeks. After 450 weeks, you may be asked to undergo an independent medical examination to determine if you are still totally disabled from being able to work. If so, you can continue to receive benefits for as long as you remain disabled.

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Proving Permanent Disability

Unfortunately, demonstrating your entitlement to permanent disability benefits is rarely an easy task. If you are seeking permanent total disability benefits, employers and workers’ compensation insurers will often fight hard to deny your claim since you may be entitled to benefits for the rest of your life. You may need to present persuasive evidence to establish the nature and severity of your injury. This evidence can include medical records from your treatment, opinion testimony from your treating providers or from independent medical professionals who have examined you, opinion testimony from vocational counselors, and testimony provided by you and your family and co-workers regarding the impairment you have suffered due to a work injury or occupational illness.

How A New Jersey Permanent Disability Lawyer From Camili & Capo, PA Will Advocate For Your Rights To Benefits

If your treating providers have determined that a work injury or occupational disease has left you with permanent disabilities or impairments, you may be entitled to financial benefits from the workers’ compensation system. At Camili & Capo, PA, a permanent disability attorney in Passaic County, NJ will vigorously pursue the full compensation you deserve by:

Gathering evidence to support your claim for benefits, including medical records, provider notes, independent medical examinations, and testimony from you and your family members and co-workers
Working with medical and vocational experts who can provide persuasive opinion testimony to establish the extent of your disability
Negotiating a workers’ compensation settlement with your employer, if that is in your best interest
Advocating on your behalf during workers’ compensation hearing proceedings to fight for the maximum benefits you need

Facing A Legal Matter In New Jersey And Have Questions? We Can Help. Just Tell Us What Happened. Call (973) 834-8457 Or Fill Out Our Convenient Free Case Evaluation Form.

Contact Us For A Free Claim Evaluation To Discuss Your Eligibility For Workers’ Comp Permanent Disability Benefits

After you have been diagnosed with a permanent disability or impairment after reaching maximum medical improvement from a work-related injury or illness, get the experienced legal help you need to demand fair and full financial benefits from workers’ compensation. Contact Camili & Capo, PA today for a free, no-obligation consultation to learn more about how a New Jersey permanent disability lawyer from our firm can assist you with your claim.

Frequently Asked Questions About Permanent Disability In New Jersey

If you settle your workers’ compensation claim, you can receive a lump sum payment instead of being paid disability benefit checks during your period of eligibility for such benefits. In many cases, it is advisable not to settle your workers’ compensation claim until you reach maximum medical improvement, or the point at which no further treatment is reasonably expected to improve your condition. This will allow your doctors to accurately determine your disability rating. In addition, in the New Jersey workers’ compensation system there are different types of workers’ compensation settlements, some of which may entitle you to continue receiving medical benefits for your work injury or occupational illness. But you should not settle a workers’ comp claim until you have first consulted with a New Jersey permanent disability lawyer about whether a settlement is best for your situation.